OvataCoaching
Empower Your Financial Future
with AI-Driven Coaching

Unlock tailored financial insights, actionable steps, and interactive support designed to help you conquer debt and build lasting wealth.

Simplifying Debt, One Step at a Time


We get it – debt can weigh you down.  But imagine a life where you're back in control, where your finances feel manageable again.  That's exactly what our 3-step process is designed to achieve.  It's simple, it's straightforward, and it's your path to financial peace of mind.  Ready to break free?

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Get a Free Assessment

The journey to conquering your debt starts with understanding it. Our free, no-obligation assessment will create a clear picture of your unique financial situation and reveal the personalized solutions that will set you on the path to financial freedom.  We understand that everyone's situation is different, and we have a range of options designed to help you regain control:

Debt Management Plan
You want to get ahead of your finances
You need fast debt relief with less money
You would like to keep your credit score intact.
You are still able to make your monthly payments
Debt Settlement Programs
You want the a faster route to get out of debt
You need urgent debt relief
You can’t afford current monthly payments
You want to lower the total amount of debt you owe
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Schedule a One-On-One Consultation

Once you've completed your assessment and discovered the solutions that fit your needs, it's time to take the next step.  Schedule your personalized consultation with one of our dedicated debt coaches.  During this one-on-one meeting, they'll dive deep into your financial picture, answer all your questions, and recommend the ideal path forward for you.Ready to commit to a debt-free life?  Your coach will then craft a customized plan, designed to safely and efficiently manage your credit card debt while reducing your monthly payments.  

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You’re Done!

We believe everyone deserves a fresh start and a brighter future.  Our goal is to equip you with the solutions and tools you need to not only eliminate your debt but also build a more secure and prosperous life.  Imagine a future where you're in control, where your finances work for you, not against you.  That's the life we want to help you achieve.

Frequently Asked Questions

Q. Can I still use my credit cards?

A. The ability to choose which cards to enroll provides flexibility and allows you to tailor the plan to your specific financial situation and priorities. However, it's important to understand that enrolled cards will have restrictions on their use, either temporarily (debt management) or until the debt is settled (debt settlement).

Q. How much can you lower my payments?

A. While savings depend on individual circumstances,  our partners are typically able to lower monthly payments by around 50%.

Q. Is the consultation free?

A. Yes! Our partners offer the initial consultation as a complementary service to each new client.

Q. How soon can we begin?

A. The initial timeline is 24 hours from planning to program commencement.